Tips for Choosing the Most Suitable Credit Cards for Your Lifestyle
Tips for Choosing the Most Suitable Credit Cards for Your Lifestyle
Blog Article
Steps to Select the Best Credit Cards for Your Spending Habits
Navigating the credit card perks landscape can be confusing with so many alternatives available, each offering different rewards, incentives, and perks. We have streamlined the process to assist you in beginning in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are more suitable options for you.
**Understanding Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- E-commerce
- Wireless transactions
- Food and beverage expenses
- International payments
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and recommend the most suitable group of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our database of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We ensure our database is current of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Welcome Incentives.
We also suggest options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Ongoing Updates and Suggestions**
Since card benefits can change over time, our platform continuously updates its recommendations based on your expenses and alerts you of changes to your selection to enhance your benefit accrual. This dynamic approach ensures you always have the optimal selection to maximize your rewards and benefits.
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